Credit Facilities

As your financial partner, FGB also provides you with a variety of options that will give you that extra boost when you need it most. Our various credit facilities provide you with the financial lift that will make it easier for you to reach your goals. The conditions of each type of facility will vary and your unique requirements will dictate which option is right for you. Call or come in and speak with one of our experienced credit officers, who will be able to guide you through the many alternatives that we have available. The process is fast, easy and hassle-free.

Car Loans

FGB’s Car Loan facility will help to put you in the driver’s seat. With financing available on both new and used vehicles, First Global Bank offers competitive financing terms at some of the most attractive interest rates in the market.

Education Loans

As the name suggests, FGB provides a unique unsecured education loan facility to persons who are employed full-time, and have been accepted to pursue tertiary studies part-time. We understand your desire for higher education and, therefore, our education loan makes it easy to provide you with the financing you need to make that dream a reality.

Home Equity Loans & Home Equity Lines of Credit

If you are a homeowner and you are looking for an opportunity to make your investment work for you, FGB’s Home Equity credit facilities are the answer. A Home Equity Loan can be used to consolidate high interest debt; make major purchases; and contribute towards the cost of home improvement. You can also take advantage of our Home Equity Line of Credit, which gives you access to the funding you need, when you need it. Your line of credit can be used for taking advantage of investment options; paying major recurring expenses and meeting unexpected medical expenses. Our easy one-time application process will get you on your way.

Letters of Credit

Specially formulated for businesses, FGB’s Letters of Credit guarantee payment of your suppliers, on your behalf, helping to give you and your suppliers, the confidence needed to build solid and lasting business relationships.

Letters of Undertaking

Debt management is now easier for you with this FGB facility which assures your creditors that they will be paid on time. Speak with your FGB representative and find out how you can access this service.

Banker’s Guarantees/Indemnities

On your behalf, First Global Bank will make monetary compensation to your creditors. These guarantees/indemnities are subject to applicable conditions, so speak to your FGB representative about your eligibility. This facility is ideal for businesses that have suppliers and/or contractors.

Insurance Premium Financing

First Global Bank understands the need for your business to find affordable financing solutions. We offer insurance premium financing at competitive rates that allow you to rest easy, knowing that you are adequately insured, while offering you manageable payment terms.

Overdraft Protection Plan

This is a new current account feature that allows you to forget about the inconvenience of having to make hurried negotiations on your account, in the event you inadvertently exceed your available balance. It is like being provided with an instant loan, whenever required. You determine your protection limit up to a pre-arranged level and, soon after, you can begin to enjoy the benefits of the service for a low monthly fee.

Credit Cards

First Global Bank offers you the convenience of the internationally recognized VISA credit card, which is accepted at more than 20 million retail and service establishments in over 140 countries. Start realizing the benefits of the FGB VISA Gold and Platinum credit cards today.

FGB VISA Gold Credit Card

As a discerning client, you deserve the best that life has to offer. That is why the FGB VISA Gold gives you the added benefits that only come with a VISA Gold Card. As a cardholder you will be entitled to:

• 24-hour Call Centre Services;
• Urgent Card Replacement;
• Urgent Cash Replacement; and
• Travel Assistance Services.

Did we add that the FGB VISA Gold has the lowest interest rate in Jamaica?

FGB VISA Platinum Credit Card

Relish in the rewards that are yours with a FGB VISA Platinum Credit Card. This card is only available by referral and comes with the international prestige that is VISA.

The FGB VISA Platinum Card comes with all of the benefits of the FGB VISA Gold card, but with the added advantage of earning points towards travel for every US dollar spent.

To get more detailed information about the FGB VISA credit cards, call or come in and speak with your First Global Bank representative today.