Personal Banking Services -
Chequing Accounts

A personal, local currency, daily interest earning chequing account. Interest is calculated on daily cleared balances of $5,000 and over – credited monthly. Immediate on-line transaction recording/enquiry. Instant computerized signature and photo identification.

Features:

• Minimum opening balance to be maintained daily - $20,000.
  
•  Interest accrued daily on cleared funds and paid monthly. Applicable only if the minimum balance is maintained.
  
• Monthly Service Charge and Stamp Duty – One free entry for every $5000 of minimum monthly balance. Where applicable, $20.00 per entry will be charged at the end of the month. (Minimum charge- $120.00)
  
• Attractive, uniquely designed Cheque leaves are available - free of charge to all account holders. Customised cheques are also available to satisfy your specific needs. Cost negotiable.
• Monthly statements available within four (4) working days.
  
• Funds may be accessed by use of ATM cards.
  
• Person to person service, offering complete confidentiality.
  

TOPLINE CHEQUING ACCOUNTS (PERSONAL)

The Topline account is a local currency account specially designed for those individuals who wish to maximize returns on their accounts. Immediate on-line transaction recording/enquiry. Instant, computerized signature and photo identification.

Minimum opening balance to be maintained daily - $250,000.

Attractive, tiered money market interest rates on the minimum balances maintained within stipulated bands, currently 4-5%. Interest accrued daily on cleared funds and paid monthly.

Applicable only if the minimum balance is maintained. Current bands are as follows.

$250,000 - $2,499,999 - 4%

$2,500,000 and over - 5%

Charge, applicable only if minimum balance is not maintained:

• Minimum charge- $150.00
• $20.00 per entry.

Attractive, uniquely designed Cheque leaves are available – free of charge to all account holders.

Customized cheques are also available to satisfy your specific needs. Cost negotiable.

Monthly statements available within four (4) working days.

Person to person service, offering complete confidentiality.