Identity Theft Prevention

Identity theft is the deliberate stealing of another person's identity in hope of gaining access to their personal finances usually to open new credit cards, apply for loans, rent apartments and commit other crimes — by using their identity.

Identity theft is dangerous because it can remain hidden for a relatively long time before it's identified. Here are some signs that may help to prevent you from being the next victim of ID Theft, report :

Any missing mail

Collect your mail promptly. This can also be a sign of identity theft if you are missing mail or recognise a significant decline in the amount of mail you are accustomed to receiving.

Questionable transactions on your statements

Keep track of your accounts, statements, and credit reports and look for unusual transactions.

Unexpected declines

Be alert to any unexpected declines for a loan or a mortgage, despite your good credit.

Anonymous phone calls

Calls from a collection agency you don't recognize are another sign that someone has stolen your identity.

New credit cards