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How do I apply for a personal or business loan?

Visit your nearest branch and speak with one of our experienced credit officers. They will be happy to assist you.

What happens if I do not qualify for a loan?

You may not qualify for a loan if the amount requested exceeds the limit which you are eligible for. In such an instance, you will be given a choice of amending the loan amount and/or repayment period, or cancelling your loan application.

What is home equity?

A home equity loan is a type of loan in which the borrower uses the equity in their home as collateral. A home equity loan creates a claim against the borrower's house, and reduces actual home equity. A home equity loan can be used to consolidate high interest debt; make major purchases; and contribute towards the cost of home improvement.

Is a Home Equity Loan or Line right for me?

Absolutely! You have worked hard to build equity in your home. Now, put it to work for you, and enjoy the many benefits of a home equity loan or line of credit.

What is the difference between a Home Equity Loan and a Home Equity Line of Credit?

A home equity loan is a virtual one time disbursement of the loan amount that you are qualified to receive. A line of credit is the amount that you qualify for however, you may access it in whole or in part, as you need it. What you don't access, remains available until you need it most.

How do I pay my loan payments?

Speak to your FGB credit officer who will be able to explain the various options for making your payments.

First Global Bank
First Global Bank Limited (FGB) is a wholly-owned subsidiary of GraceKennedy. The bank started in 1970 as The First National Bank of Chicago (Jamaica) Limited and was in 2002. FGB operates one of Jamaica’s best online and mobile banking platforms called Global Access, 8 main branches located in the urban areas of New Kingston, Downtown, Manor Park, Liguanea, Portmore, Mandeville, Ocho Rios and Montego Bay, and is expanding its reach into smaller communities island-wide with mini-branches and banking agents called First Global MoneyLink. 
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