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FGB SME Credit Line

FGB SME Credit Line

The FGB SME Credit Line is a flexible credit facility for companies who need to improve their working capital and/or cash flow. If your business is in the Agro-processing, Tourism, Non-metallic mining, IT & Energy industries, or retooling & re-engineering manufacturing operations, this is the loan for you! Enjoy convenient terms and adaptable repayment options that suit your business.

Features & Benefits

  • Borrow up to J$15 Million for up to 12 months
  • Enjoy fixed interest rates as low as 15% per annum
  • Customize your own repayment terms according to your business’ budget or its projected cash-flow
  • Get revolving credit in a way that is convenient for you! Choose your preference of an FGB Credit Card, overdraft limit or a revolving line of credit
  • Easy repayment terms that work for you! Repay low interest payments monthly while having the convenience of clearing the principal at maturity

Terms & Conditions

  • Maximum loan amount should not exceed 75% of the net worth of the borrower or guarantor, whichever is greater
  • Companies with an annual turnover of less than J$50 Million may borrow up to $5 Million; those with an annual turnover of more than J$50 Million, but less than J$150 Million may borrow up to J$15 Million
  • Business must be operating at a profit

Give your business the financing it needs to keep growing!